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Services
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Membership Makes A Difference
When you join the credit union, you become a member,
which essentially means that you are an owner of this
unique financial institution. Like other credit unions,
Nashville Credit Union is a non-profit organization.
Our primary mission is to serve our members - not to make
profits for ourselves. Earnings are returned to members
through higher dividend rates on savings and/or lower
interest rates on loans. |
Savings
Savings at Nashville Credit Union will help you prepare
for your future. We offer a variety of savings programs
with competitive dividends to suit all of your financial
needs. Nashville Credit Union provides maximum security
for your funds through the National Credit Union
Administration (NCUA), a U.S. government agency. Your
accounts are insured up to $100,000.
Estimate the amount of insurance protection provided by
NCUA based upon the type and structure of your credit
union accounts at: http://webapps.ncua.gov/ins/ |
| Savings Account Types |
| Share Savings |
You automatically open a savings account when you
become a member of the credit union. You'll earn
competitive dividends based on the average daily
balance in your account. |
| Special Savings |
Save for those special occasions with one of Nashville
Credit Union's special savings accounts. Deposit at your
convenience and earn dividends on every dollar.
Christmas Club
Vacation Club |
| Savings Certificate Accounts |
Whether you are saving for short or long-term needs,
savings certificate accounts offer a safe way to save
for the future.
No maintenance fee
Terms ranging from 8 months to 60 months
$1,000 minimum deposit
Interest is paid on the last day of the quarter |
| Individual Retirement Accounts (IRA) |
Increase the value of your present earnings while saving for the future with an IRA.
Convenient payroll deduction available
Dividends paid quarterly on the average daily balance
IRA certificates of deposit available with terms ranging from 8 months to 60 months |
Savings Certificate Rates
Effective June 27, 2008
Balance of $1,000 - $100,000 |
Term |
APR |
APY
(Annual % Yield) |
Penalty |
8 months
(240 days) |
2.85% |
2.88% |
90 days |
12 months
(365 days) |
3.00% |
3.03% |
90 days |
15 months
(450 days) |
3.25% |
3.29% |
90 days |
24 months
(730 days) |
3.40% |
3.44% |
180 days |
36 months
(1095 days) |
3.40% |
3.44% |
180 days |
60 months
(1825 days) |
3.40% |
3.44% |
365 days |
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IRA Certificate Rates
Effective June 27, 2008
Balance of $1,000 - $100,000 |
Term |
APR |
APY
(Annual % Yield) |
Penalty |
8 months
(240 days) |
2.85% |
2.88% |
90 days |
12 months
(365 days) |
3.00% |
3.03% |
90 days |
15 months
(450 days) |
3.25% |
3.29% |
90 days |
24 months
(730 days) |
3.40% |
3.44% |
180 days |
36 months
(1095 days) |
3.40% |
3.44% |
180 days |
60 months
(1825 days) |
3.40% |
3.44% |
365 days |
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| Share Draft - Checking Account |
| Checking Account |
Enjoy Convenience and savings with our checking account,
which offers the following features:
No Minimum balance required
Low $6.50 per month services fee (waived for full
time students and Primeplus Club members (age 60 and over).
Overdraft protection available.
VISA Check Cards (ATM/POS/DEBIT)
Deluxe - Click here to reorder checks
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| VISA Check Cards |
We have VISA check cards available. These cards may
be used anywhere VISA is accepted at ATM machines,
at cash registers to do POS (Point of Sale) purchases,
and to do phone/internet purchases.
Your money is available to you when you need it.
Stop by today and order your VISA check card. |
| Convenience Services |
| Direct Deposit |
Have your payroll, Social Security, pension or any
recurring check deposited directly into the account
of your choice and earn dividends immediately. |
| Night Deposit Box |
Night deposit box is located on the east side of the
building. It can be accessed 24 hours per day for your
convenience. |
| Money Orders |
Travelers Express money orders are available for purchase
to members. Each money order is $1.00, and may be purchased
up to $1,000. |
| Payroll Deduction |
Payroll deduction is probably the most important aid
to a successful savings program offered by your credit
union. With such a plan, you can set aside a certain
amount from each paycheck to be automatically deposited
into any of your accounts at the credit union. |
| ATM |
An ATM cash dispensing machine is located in the drive-thru
lane for 24-hour cash withdrawals without any fees charges
to Nashville Credit Union members. |
| Family Membership |
Anyone in your family is eligible to join and take advantage
of all the convenient and economical services at your credit
union. Your spouse, children, parents, grandchildren, and
grandparents can all become members - regardless of where
they live or work. |
| Loans |
Above all, Nashville Credit Union is a CREDIT union.
Loans are made to members at rates lower than most
banks and other financial institutions offer.
Loans are made to our members for any worthwhile purpose.
Every effort is made to provide you with the loan that
you desire. Repayment schedules vary, depending on the
amount and purpose of the loan and are subject to the
approval of the loan officer. All loans are held in the
strictest confidence. Interest is computed only on the
unpaid balance.
Any member 18 years of age or older may apply for a loan.
Borrowing is easy and convenient. Our loan applications
make applying quick and hassle-free. You receive prompt,
courteous service and the most flexible terms available.
Click here for additional loan information
Call or stop by the credit union today for a current listing of loan rates and terms. |
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| Copyright © 2005 Nashville Credit Union; All rights reserved. |
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